FOR CALIFORNIA RESIDENTS: In compliance with California regulations, we will refrain from disclosing the information we gather about you to non-affiliated third parties, except as permitted by law. For instance, we may share information with your explicit consent or for the purpose of servicing your accounts. When it comes to our affiliates, we will restrict the sharing of information to the extent mandated by California law. Additionally, you have the option to restrict our sharing of information for joint marketing endeavors with other financial institutions. For more details, please refer to the accompanying document titled “Important Privacy Choices for California Consumers.”

FOR NEVADA RESIDENTS: We are providing you this notice pursuant to state law. You may be placed on our internal “do not call” list by calling 800-571-0323. Nevada law requires that we also provide you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St. – Suite 3900, Las Vegas, NV 89101; 702‐486‐3132 – BCPINFO@ag.state.nv.us.

FOR VERMONT RESIDENTS: In compliance with Vermont state regulations, we will refrain from sharing the information we gather about Vermont residents with companies that are not affiliated with us, except as allowed by law. This may include sharing information with your consent or for the purpose of servicing your accounts. Furthermore, we will not disclose information regarding your creditworthiness to our affiliates without obtaining your authorization or consent. However, we may share information about our transactions or experiences with you with our affiliates without requiring your consent.

Important Privacy Choices for California Consumers

You have the right to control whether we share some of your personal information.

Please read the following information carefully before you make your choices below.

Your Rights

You have the following rights to restrict the sharing of personal and financial information with our affiliates (companies we own or control) and outside companies that we do business with. Nothing in this form prohibits the sharing of information necessary for us to follow the law, as permitted by law, or to give you the best service on your accounts with us. This includes sending you information about some other products or services.

Your Choices

Restrict Information Sharing with Companies We Own or Control (Affiliates): Unless you say “No,” we may share personal and financial information about you with our affiliated companies.

(_) NO, please do not share personal and financial information with your affiliated companies.

Restrict Information Sharing With Other Companies We Do Business With To Provide Financial Products And Services: Unless you say “No,” we may share personal and financial information about you with outside companies we contract with to provide financial products and services to you.

(_) NO, please do not share personal and financial information with outside companies you contract with to provide financial products and services.

Time Sensitive Reply

You may make your privacy choice(s) at any time. Your choice(s) marked here will remain unless you state otherwise. However, if we do not hear from you, we may share some of your information with affiliated companies and other companies with whom we have contracts to provide products and services.

Name:____________________________________________________

Account Number (if applicable):____________________________________________________

Address:____________________________________________________

Signature:____________________________________________________

To exercise your choices, do the following:

• Fill out, sign and send back this form to: Consolifi

18004 Skypark Cricle #200B, Irvine Ca 92614

You may want to make a copy for your records.

SHARING INFORMATION CHANGE REQUEST FORM

Effective: January 1, 2020
Last Updated: May 31, 2023

This Online Privacy Policy, hereinafter referred to as the “Privacy Policy,” is applicable to the website boostifyinc.com, Consolifi mobile applications, and any other websites or applications linked with Consolifi‘s affiliates, subsidiaries, or products that direct users to this Privacy Policy, collectively known as “Consolifi Services” or “Our Services.” In this Privacy Policy, terms such as “Consolifi,” “we,” “us,” or “our” pertain to Consolifi, LLC, along with its subsidiaries and affiliated companies. The term “your device” pertains to any computer, tablet, smartphone, or other device utilized to access our websites or operate Consolifi mobile applications. It’s important to note that websites owned and operated by Consolifi may contain links to websites owned and operated by third-party companies. This Privacy Policy does not extend to websites and services managed by third parties.

The Privacy Policy encompasses, but is not limited to, the following:

• The information we collect through Our Services.
• How we gather your personal information.
• How we utilize and safeguard your personal information.
• When and with whom we share your personal information.
• The choices available to you regarding the collection, utilization, and sharing of your personal information.

We urge you to carefully review this Policy and reach out to us if you have any questions or concerns. By utilizing any of the Consolifi Services, you acknowledge and consent to the terms outlined in this updated Privacy Policy.

Information We Collect through Our Services and How We Collect It

We gather both personally identifiable information (PII) and non-personally identifiable information (non-PII) via Our Services.

The personal information we collect, which can be used to identify a visitor or user, encompasses, but is not limited to, details such as name, address, email address, state of residence, phone number, amount of unsecured debt, the visitor’s interactions with Our Services, the source through which the visitor learned about us, and any other information voluntarily provided by the visitor.

Non-personal information that we collect includes the visitor’s browser type, device type, operating system, specific area(s) of Our Services visited, date and time of access, host or Internet service provider (ISP) information, and the identity of the referring site (i.e., any site from which the visitor accessed Our Services).

How We Use Your Information

The information we collect about you through Our Services may be utilized for various purposes, including but not limited to:

• Providing you with Our Services.
• Enhancing, renewing, or modifying our products and services.
• Offering customer support and assistance.
• Enrolling visitors or users who seek lending or debt relief services.
• Furnishing information regarding Our Services or essential notifications.
• Delivering marketing communications or promotional materials that may align with your interests and aiding us in tailoring relevant advertising.
• Personalizing your experience when utilizing Our Services.
• Safeguarding against, identifying, and preventing fraud, infringement, and other potential misuse.
• Ensuring compliance with applicable laws, as well as adhering to relevant industry standards and policies.

How We Collect, Use and Protect Social Security Numbers

Consolifi may collect Social Security numbers (“SSNs”) as part of our business operations. We are dedicated to preserving the confidentiality and security of SSNs under our possession, custody, or control by: (i) restricting access to SSNs, and (ii) implementing reasonable safeguards to prevent loss, misuse, or unauthorized disclosure of SSNs.

How We Use Data Collection Tools

When you visit our website, we employ site visit recording technologies, including third-party cookies, beacons, tags, and scripts, to collect various categories of information and aggregated data from your internet browser, such as your interactions on our website.

Cookies:

Consolifi may place electronic “cookies” in your computer or mobile device’s browser files when you access Our Services. Cookies are small text pieces sent by a website you visit. They can be either “persistent” or “session” cookies. Persistent cookies remain on your device until you delete them or they expire, while session cookies are temporary and expire when you close your browser. Our Services use both types of cookies. Persistent cookies help us track and tailor our services to user interests, while session cookies facilitate easier navigation.

We use cookies to improve the functionality of Our Services and to track information about how the website is used in order to continually improve it and tailor it to user preferences. In particular, we may use the information we obtain from your use of our cookies to: (i) recognize your computer when you visit the website; (ii) track you as you navigate Our Services; (iii) improve the usability of Our Services; (iv) analyze the use of Our Services; and (vi) to personalize the website for the visitor, including targeting advertisements.

Web beacons and other technologies.

Apart from cookies, we may also employ additional tools to collect non-personally identifiable information about your usage of Our Services. This includes the use of “web beacons,” which are also known as Internet tags, pixel tags, or clear GIFs, as well as the analysis of “click stream” data.

Web beacons establish links between web pages and web servers and can transmit information collected through cookies back to a web server. “Click stream” data, on the other hand, represents the digital trail left behind as you browse the Internet and interact with our websites. We utilize web beacons and click stream data to compile information about visits to Our Services. This data may encompass details about your device, such as your IP address, but does not identify you by name.

Your Choices

Most web browsers are configured to automatically accept cookies. However, you can usually customize your cookie settings to either prevent or selectively accept cookies by adjusting the preferences in your browser’s “Help” section. You also have the option to delete cookies that have already been stored on your device.

It’s important to note that if you choose not to accept cookies, some features of Our Services may become unavailable or may not display correctly. This could result in a less seamless or personalized browsing experience. Additionally, blocking cookies will also prevent web beacons from tracking your activity and may limit our ability to collect certain information, such as your IP address. Nevertheless, we will still record your visit to our website.

For more general information about cookies and detailed guidance on how to disable or enable them, please refer to http://www.allaboutcookies.org.

Site Recordation Technology. 

We employ site visit recordation technology to document site visits, utilizing technology provided by third-party entities, specifically Jornaya’s Lead ID and Active Prospect’s TrustedForm, as applicable. We rely on LeadID and/or TrustedForm to independently record users’ consent to be contacted.

The LeadID and/or TrustedForm Script is integrated into our website and captures the following information when users interact with pages where the script is active:

• Page URL
• Mouse movements and clicks
• Contact information provided by the user
• A snapshot of the page, including the user’s computer IP address
• Time spent on the page
• Date and time when the LeadID and/or TrustedForm Script was loaded
• Date and time of various user interactions with the page
• HTTP headers from the user’s browser

For further details regarding the data usage and collection policies and practices of ActiveProspect, please consult the ActiveProspect Privacy Policy at https://activeprospect.com/privacy-policy/. For more information about Jornaya’s data usage and collection policies, please refer to the Jornaya Privacy Policy, accessible at https://www.jornaya.com/consumer-privacy-policy/.

Chat Box Technology.

We may utilize third-party service providers, such as Intercom, to offer chat services for our clients to communicate with us through our client portal. While navigating our websites and engaging with the chat systems provided by Americor, we make every effort to safeguard your privacy to the fullest extent possible.

However, it’s important to note that certain information may be tracked in the process, including but not limited to the date of communication with Americor, the most recent date of contact, and other messages, comments, and conversations exchanged via the chat messages. The chat system collects information that you voluntarily input into the chat box when initiating a query or responding to prompts from the chat system. Additionally, while using our chat system, it logs interactions you have with the system while communicating with an Americor customer service representative.

To ensure that you make informed decisions regarding the sharing of personally identifiable information with us through our website, it’s essential to be aware of these practices. Please be aware that third-party chat box systems may capture, record, or analyze your chat box communications with Americor. For more comprehensive information about Intercom’s data usage and collection policies, please refer to the Intercom Privacy Policy, accessible at https://www.intercom.com/legal/privacy.

Third Party Analytics.

We employ automated third-party analytics services, such as Google Analytics or Facebook Pixels, to assess the utilization of Our Services and assist us in enhancing their performance and user experiences. These external entities may employ cookies and other tracking technologies to carry out their services.

It’s important to note that we do not share your name and contact information with these third-party analytics providers. However, the information generated by cookies regarding your usage of the website, including your IP address, may be transmitted to and stored on servers in the United States by these providers. These service providers may utilize this data to assess your interactions with the website, compile reports on website activity for website operators, and deliver additional services related to website activity and internet usage.

Third Party Advertising Networks.

We engage third-party entities, such as network advertisers, to display advertisements on external websites or various media platforms, including social networking sites. This practice allows us and these third parties to target ads towards products and services that may align with your interests. Third-party ad network providers, advertisers, sponsors, and traffic measurement services may employ technologies like cookies, JavaScript, web beacons (including clear GIFs), Flash cookies, and other tracking methods to gauge the effectiveness of their advertisements and tailor advertising content to your preferences. It’s important to note that these third-party cookies and related technologies are subject to the specific privacy policies of each respective third party, rather than our own Privacy Policy. We may also share information about you with these third-party advertisers.

For more information about interest-based advertisements and to explore your options for opting out, please visit the Digital Advertising Alliance at www.aboutads.info and the Network Advertising Initiative at www.networkadvertising.org. It’s worth noting that if you choose to opt out, you will still encounter advertisements on our website, but they will not be customized based on your browsing and shopping behaviors.

How We Respond to Do Not Track Signals

How we handle Internet browser Do Not Track (“DNT”) signals or similar mechanisms that empower users to control the gathering of personally identifiable information concerning an individual’s online activities across various third-party websites or online platforms is as follows:

We presently do not act upon web browser “Do Not Track” signals because we do not engage in tracking individual users across the internet.

As for the possibility of third parties collecting personally identifiable information about an individual’s online activities across different websites while using Consolifi Services, the answer is no.

For further details regarding Do Not Track, please refer to www.allaboutdnt.com.

Security of Internet Communications and Data

We take reasonable security precautions to secure the personally identifiable information that you choose to provide against the loss, misuse, alteration, or unauthorized access of such information. Unfortunately, no method of transmitting or storing data can be guaranteed to be secure, and we do not assume any responsibility for any harm, loss or damage you may experience from transmission of information by or to Consolifi over the Internet.

If you believe that the security of any account you might have with us has been compromised, please contact us as provided in the “Contact Us” section below.

Children’s Privacy

Our Services are not intended for individuals under the age of thirteen (13), and Consolifi does not actively seek or knowingly collect personal information from children under the age of 13. Consolifi kindly requests that children under the age of 13 refrain from disclosing or providing any personal information while using Our Services. If you believe that we have received information from a child under the age of 13, please reach out to us via our email or mailing address provided in the “Contact Us” section below. In the event that we confirm having received information directly from a child under the age of 13, we will take appropriate actions in accordance with relevant laws. For more information about the Children’s Online Privacy Protect Act (COPPA), please refer to the Federal Trade Commission’s website at https://www.ftc.gov/.

TCPA Consent & Privacy

Regardless of any previous choices to opt in or opt out of receiving telemarketing calls or SMS messages (including text messages) from us, our agents, representatives, affiliates, or individuals acting on our behalf, you explicitly grant consent to be contacted by us, our agents, representatives, affiliates, or anyone calling on our behalf for all purposes related to your loan and/or account. This contact may occur at any telephone number or physical or electronic address you provide or where you can be reached. You agree that we may reach out to you using various methods, including SMS messages (including text messages), calls with prerecorded messages or artificial voices, as well as calls and messages sent using automated telephone dialing systems or automatic texting systems. Automated messages may be played when the call is answered, whether by you or another party. If an agent or representative calls, they may leave a message on your answering machine, voicemail, or send one via text.

You consent to receiving SMS messages (including text messages), calls, and messages (including prerecorded, artificial voice, and autodialed) from us, our agents, representatives, affiliates, or anyone acting on our behalf at the specific number(s) you have provided to us, or numbers reasonably associated with your account (through skip trace, caller ID capture, or other means), with information or inquiries related to your application, loan, and/or account. You certify, warrant, and confirm that the telephone numbers you have given us are your contact numbers, and you have the authority to receive calls at each of these numbers. You also agree to inform us promptly if you cease using a particular telephone number. Please note that your cellular or mobile telephone provider will charge you according to your plan.

Additionally, you consent to us contacting you via email, using any email address you have provided to us or may provide in the future. Please be aware that, as permitted by applicable law, we may listen to and/or record phone calls between you and our representatives for quality monitoring and other purposes, without prior notice to you.

Notice to California Residents

In accordance with California law, we will automatically treat individuals with California addresses or disclosed California telephone numbers as if they have requested us not to share their information with nonaffiliated third parties, except as allowed by relevant California laws. Additionally, we will restrict the sharing of your information with our affiliates to adhere to California privacy regulations that are applicable to us.

California’s “Shine The Light” law grants California residents the right to request, once a year and free of charge, information about the categories of personal information (as defined in the Shine the Light law) that we may have disclosed to third parties for those third parties’ direct marketing purposes during the preceding calendar year. Please note that our disclosure obligations apply only when we share our consumers’ personal information with third parties for the purpose of directly marketing their own products to those consumers, rather than assisting us with our own business. If you are a California resident and wish to make such a request, please contact us using the information provided in the “Contact Us” section below.

Furthermore, to comply with the California Consumer Privacy Act (“CCPA”), please refer to the “California Privacy Notice” for more information.

Notice to Vermont Residents

In accordance with Vermont regulations, we consider accounts with Vermont billing addresses as if you have requested that we do not share your information with nonaffiliated third parties, and we also restrict the information shared with our affiliates. If we happen to disclose information about you to nonaffiliated third parties through joint marketing agreements, we will only provide them with your name, address, other contact details, and information related to our transactions and experiences with you.

Notice to Nevada Residents

We are providing this notice in accordance with state law requirements. You can be added to our internal Do Not Call List by making a written request to cease receiving calls from us. Please contact us directly to make such a request in writing at info@boostifyinc.com. In accordance with Nevada law, we are also providing you with the following contact information: Bureau of Consumer Protection, Office of the Nevada Attorney General, 555 E. Washington St., Suite 3900, Las Vegas, NV 89101; Phone number: 702-486-3132; email: BCPINFO@ag.state.nv.us.

Governing Law: Unless stated otherwise, our services are governed by and operated in accordance with the laws of the United States and are intended for use by residents of the United States.

Business Transfers: In the event that all or part of Consolifi is merged, sold, or reorganized (including transfers made as part of insolvency or bankruptcy proceedings), your personally identifiable information may be among the assets transferred. We may, at our discretion, notify you via email and/or prominently on our website for a period of 30 days regarding any such change in ownership or control of your personal information. You may have the opportunity to opt out of such a transfer if the new entity’s intended processing of your information significantly differs from what is outlined in this Privacy Policy.

Changes to this Privacy Policy: This Privacy Policy may be modified at any time to accommodate changing legal, regulatory, or operational requirements. If significant changes are made, we will post the updated policy on this page and update the “Last Revised” date at the top of this webpage. Any changes or revisions to this Online Privacy Policy will take effect immediately upon posting. By continuing to use any of our services following the posting of an updated version of this Privacy Policy, you indicate your acceptance of the updated Policy. If you do not agree with the revised Online Privacy Policy, please discontinue using any of our services.

Contact Us: If you have questions or wish to access and correct personal information you have provided to us through our services, please send a letter or email to the following address along with your inquiries or request to access your information:

Consolifi

Attention: Privacy Inquiries  

18004 Skypark Cricle #200B, Irvine Ca 92614

Telephone: 800-571-0323

E-mail: info@boostifyinc.com

Effective: January 1, 2020
Last Updated: January 1, 2020

This Privacy Policy provides additional information solely for California residents, as required under the California Consumer Privacy Act of 2018 (“CCPA”). As a California resident, you have certain rights, subject to legal limitations, regarding the collection, use, and sharing of your personal information described below.

The information below applies to personal information as defined in the CCPA collected both online and offline. For purposes of this section, “personal information” means information that identifies, relates to, describes, is reasonably capable of being associated with, or could reasonably be linked, directly or indirectly, with a particular California consumer/resident or household.

Personal information does not include publicly available information, information that has been de-identified, aggregated consumer information, and information excluded from the CCPA’s scope, like: health or medical information covered by the Health Insurance Portability and Accountability Act of 1996 (HIPAA) and the California Confidentiality of Medical Information Act (CMIA) or clinical trial data; personal information covered by certain sector-specific privacy laws, including the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA) or California Financial Information Privacy Act (FIPA), and the Driver’s Privacy Protection Act of 1994.

If you have a financial product or service with us, we will use and share any information that we collect from or about you in accordance with our Privacy Notice, which offers you certain choices with respect to the use and sharing of your personal information.

Categories of Personal Information We Collect & Disclose

In the past 12 months, we have collected, and disclosed to third parties for our business purposes, the following categories of Personal Information relating to California residents covered by this disclosure. Some personal information included in the categories may overlap with other categories.

Categories of Sources from Which Personal Information Is Collected

We may collect the categories of personal information listed above from the following categories of sources:

• Information directly or indirectly from you or your agent, including, but not limited to, information from applications, worksheets, questionnaires or other documents (such as name, address, driver’s license number, Social Security number and amount of unsecured debt);
• Information directly and indirectly from activity on Our Services, including, but not limited to, submissions through our website portal or website usage details collected automatically;
• Information about your transactions with us, our affiliates or others (such as products or services purchased, claims made, account balances and payment history);
• Information from Consolifi subsidiaries or affiliates;
• Information from third parties, including, but not limited to, service providers, advertising and marketing affiliates, credit reporting agencies, credit and charge card companies;
• Information from public sources (such as information you submit in a public forum, a blog, chat room, or social network).

Business or Commercial Purposes for Using Personal Information

We may use or disclose the personal information we collect for one or more of the following “business purposes” or “commercial purposes” (as defined in the CCPA):

• Auditing Interactions with Consumers. For example: monitoring traffic to our Websites, counting ad impressions, and auditing legal and regulatory compliance;
• Security. For example, maintaining the safety, security, and integrity of our Website, products and Services, databases and other technology assets and our business, including preventing fraud, detecting security breaches and prosecuting violators, and responding to law enforcement requests and meeting requirements of applicable law, court order, or governmental regulations;
• Debugging/Repair. For example, identifying and repairing errors in our Websites’ functionality;
• Certain Short-term Uses. For example, ad customization that does not involve or contribute to profiling;
• Performing Services. For example, creating, maintaining, customizing and securing your account with us, processing your purchases, transactions, and payments, hosting our Websites, fulfilling subscription orders, managing databases, performing analyses, billing, and marketing services such as managing promotions and contests;
• Internal Research for Tech Development. For example, testing, research, analysis, and product development, including to develop and improve our Website, products, and Services;
• Quality and Safety Maintenance and Verification. For example, improving, upgrading or enhancing our products, Services or Websites, and verifying the quality or safety of our Websites or Services;
• Other Commercial Purposes. For example, as described to you when collecting your Personal Information such as for promotions or contests, or to evaluate or conduct a merger, divestiture, restructuring, reorganization, dissolution, or other sale or transfer of some or all of our assets, in which Personal Information we hold is among the assets transferred.

Categories of Third Parties Personal Information Is Shared With

We may disclose personal information to the following categories of third parties for a “business purpose” or “commercial purpose” (as defined in the CCPA):

• Consolifi affiliates and subsidiaries;
• Vendors and service providers;
• Third parties to whom you or your agents authorize us to disclose your personal information in connection with products or services we provide to you;
• Government agencies as required by laws and regulations.
• An entity involved in the sale of our business.

Sale of Personal Information

In the past 12 months, we have not “sold” personal information subject to the CCPA, including personal information of minors under the age of 16. For purposes of this Notice, “sold” means the disclosure of Personal Information to a third-party for monetary or other valuable consideration. As noted elsewhere in this Notice, we share personal information with other businesses for a variety of reasons. While we often benefit from such exchanges, we do not share personal information for the sole purpose of receiving compensation for that information. However, we support consumer choice regarding use of consumers’ personal information and for this reason, refer you to the “Right to Opt-out of Sales” section immediately below for more information on how to register your choice with us  with regard to future uses of your personal information.

Your CCPA Rights and Choices

The CCPA provides California residents with specific rights regarding their personal information. This section describes your rights under the CCPA and explains how to exercise those rights.  Subject to certain exceptions, California consumers have the right to make the following requests:

Right to Opt-out of Sales:  We are not selling personal information of California residents. Further, we will not sell personal information if we have actual knowledge that the consumer is less than 16 years of age, unless we receive affirmative authorization (“opt-in”) from either the consumer between 13 and 16 years of age, or the parent or guardian of a consumer less than 13 years of age. 

If you would like to register your choice with regard to future uses of your personal information, please visit our CCPA Request form by clicking here, and we will register your details for this purpose. 

You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.  Once we receive and confirm your verifiable request, we will disclose to you:

Right to Access: You have the right to request that we disclose certain information to you about our collection and use of your personal information over the past 12 months.  Once we receive and confirm your verifiable request, we will disclose to you:

• the categories of personal information we collected about you;
• the categories of sources of personal information we collected about you;
• our business or commercial purposes for collecting or selling that personal information;
• the categories of third parties with whom we have disclosed or shared that personal information; and
• the specific pieces of personal information we collected from you.

Right to Delete: You have the right to request that we delete and direct any service providers that have received that personal information to delete, the personal information that we have collected and retained, subject to certain exceptions, including if we need the personal information for a reason related to our business, such as:

• providing goods or services to you;
• detecting and resolving issues related to security or functionality;
• complying with legal obligations;
• conducting research in the public interest;
• exercising free speech or ensuring another’s exercise of free speech; or
• using the information for internal purposes that a consumer might reasonably expect.

Once we receive and confirm your verifiable request, we will delete (and, if applicable, direct our service providers to delete) your personal information from our records, unless an exemption applies.

Submitting Requests:  You can submit an access request and/or deletion request by either:

• Accessing our CCPA Request Form web page
• Calling us at 800-571-0323
• Emailing us at info@boostifyinc.com

You may only make a verifiable consumer request for access or data portability twice within a 12-month period.

The verifiable consumer request must provide sufficient information that allows us to reasonably verify you are the person about whom we collected personal information or an authorized representative, which may include: providing your email and phone verification, known customer information, and/or other information needed to verify your identity depending on the sensitivity of the Personal Information in question.

We cannot respond to your request or provide you with Personal Information if we cannot verify your identity or authority to make the request and confirm the Personal Information relates to you.

Response Timing and Format: We use good faith efforts to respond to a verifiable consumer request within forty-five (45) days after its receipt. If we need more time (up to 90 days), we will inform you of the reason and the needed extension period in writing.

We will deliver our written response by email if one is attached to your account with us. If no email is on file, we will deliver our written response by first class mail to the mailing address attached to your account with us.

Any disclosures we provide will only cover the 12-month period preceding the verifiable consumer request’s receipt. If we cannot comply with any portion of a request, the response we provide will also explain why, if applicable.

We do not charge a fee to process or respond to your verifiable consumer request unless it is excessive, repetitive, or manifestly unfounded. If we determine that the request warrants a fee, we will tell you why we made that decision and provide you with a cost estimate before completing your request.

Non-Discrimination: You have the right not to receive discriminatory treatment for the exercise of the privacy rights conferred by the CCPA.  We will not discriminate against you for exercising any of your CCPA rights or impose unreasonable requirements on financial incentives offered to California consumers related to your personal information. We may offer different prices, rates, or quality of goods or services if the difference is reasonably related to the value of your personal information.

Changes to this Notice

This Notice may change at any time and from time to time to reflect changing legal, regulatory or operational requirements. If we make material changes, we will post the updated notice on this page and change the “Last Revised” date at the top. Any amendments or modifications to this Notice will become effective immediately upon posting. Your continued use of any of Our Services following the posting of an updated version of this Notice will constitute your acceptance of the updated Notice. If you do not agree with the revised Notice, please discontinue use of any of Our Services.

SUBMIT A REQUEST

FOR CALIFORNIA RESIDENTS ONLY

As a California resident, you have certain rights, subject to legal limitations, regarding the collection, use, and sharing of your personal information under the California Consumer Privacy Act (“CCPA”) as described in our Privacy Policies and the California Privacy Notice.

If you would like to submit a request under the CCPA, please complete and submit the form below.

Please note that while we will comply with any applicable obligations under the CCPA, we may not have an obligation to, or may not be able to, honor your request.

Why should you protect PII?

Failure to safeguard your personal information can carry significant and immediate consequences for your life. The compromise of Personally Identifiable Information (PII) can result in substantial harm, embarrassment, and disruptions to your daily affairs. It may also pave the way for identity theft or other forms of fraudulent exploitation of your personal data.

What can you do to ensure the PII is protected during transmission/delivery?

• Email: Use the Encrypted option from your email software (i.e., Gmail, Outlook) as an add-on to
  securely send email to both internal and external recipients if the file contains PII-related data.
• Email Files: In the event you must attach a file/document, containing your PII, you should zip the
  files and incorporate password protection. Send two emails to the recipient: one with the
  password protected and zipped file attached; the other with the password to be used to access
  the file. Do not send both items in a single email.
• Finally, you should ask the recipient to contact you to confirm they have received the PII file and
  have been able to successfully access it. You should then delete both emails from your “Sent
  Items” folder.

How do I protect my email and text messages from hackers?

If you come across an email or text message that appears suspicious, refrain from responding, clicking on any provided links, or opening attached files. Avoid logging into your account through a link contained in a suspicious message.

What is Phishing?

Phishing refers to the deceitful effort to acquire sensitive information, including usernames, passwords, and account particulars. This scheme commonly takes the form of emails, text messages, or even phone calls. These deceptive messages often masquerade as legitimate entities such as companies, charities, or government agencies. They frequently employ urgent appeals to persuade you to visit counterfeit websites, open email attachments containing malicious software, or share personal or account data. The data you divulge may be exploited for identity theft or unauthorized access to your account, resulting in financial losses.

Can I download PII to a portable device?

To minimize the risk of theft, refrain from transferring Personally Identifiable Information (PII) onto portable devices like flash drives or external hard drives.

How can I best protect electronic information?

When you step away from your computer, remember to lock it to enhance security. Additionally, never share your passwords with others.

What is defined as a breach of PII?

A “breach” is characterized by the loss of control, compromise, unauthorized acquisition, unauthorized access, or any comparable situation wherein individuals, not authorized users and for reasons other than authorized purposes, gain access or the potential to access personally identifiable information, whether it’s in physical or electronic form.